Galveston School Employees Federal Credit Union (GSEFCU) is owned by its members and run by a board of directors you elect. We recognize that members have the right to expect that their personal financial information will be kept private and secure. You can be confident that protecting your financial privacy is, and always has been, a top priority of this credit union.
We are required by law to give you this privacy notice to explain how we collect, use, and safeguard your personal financial information. If you have any questions regarding this notice, please contact us at:

Galveston School Employees
Federal Credit Union
P.O. Box 3427
Galveston, Texas 77552

This Credit Union has established procedures to ensure that member financial information is accurate, current, and complete in keeping with reasonable commercial standards. If you find that your account information is incorrect, call or write to us at the above listed telephone number or address.

We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider. Under these arrangements, we may disclose all of the information we collect, as described below in this notice to:

1. Companies that perform marketing services on our behalf or
2. To other financial institutions with whom we have joint marketing agreements

To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide to them.

Information We Collect

We collect nonpublic personal information about you from the following sources:

1. Information we receive from you on applications or other forms;
2. Information about your transactions with us;
3. Information from our website or other electronic services;
4. Information we receive from a consumer reporting agency;
5. Information obtained when verifying the information you provide on an application or other form(s), such as from your current or past employers or from other institutions where you conduct financial transactions.

We may also disclose nonpublic information about you to nonaffiliated third parties as permitted, or required, by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

Disclosure of Information about Former Members

We do not disclose any nonpublic information about you at the point membership is terminated, beyond what is permitted, or required, by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Our employees are educated on the importance of maintaining confidentiality of member information. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.