The applicant must be employed by GISD
for 2 years or more
Retired members must have done business
with the Credit Union for 2 years or more.
The terms of the loan must not exceed
36 months
The amount of the consolidation loan
will be determined by the loan balance that can be liquidated
by one half of the monthly payments paid on the bills
consolidated
The interest rate will be 15%
The member’s credit rating must
be good to excellent
